Man just turn off money use the one you need
Most of the mods can't be disabled, like ones for metal, wood, and such, they're listed in the mod menu as "passive mods". They don't take effect right from the start, but after closing and opening the game again they all get set to 1 million.
That's a problem because the entire gameplay loop is break stuff -> get materials from broken stuff -> use earned materials to upgrade gear -> use upgraded gear to break more stuff and get even more materials.
By automatically setting every material to a huge number, you cut out the middle two parts, so all you're left with is upgrading as far as you can go immediately and then breaking stuff for zero reward.